The changes, announced by the payments industry, will allow consumers to double check they are paying the right person. When money is taken from an account by a direct debit, consumers will also be asked to confirm the payment. The plans are designed help prevent fraud, and stop accidental transfers. They are due to come into force by 2020 at the latest. Around £755m was stolen from UK bank accounts last year, and the problem looks set to worsen as criminals become more techn